Depending on a number of factors, such as the severity of your condition, the cause of your illness or injury, your financial circumstances, and the plans/policies under which you have coverage, you may have access to a number of private and public income benefits. These factors include: the length of time you have been unable to work because of your illness or injury; the amount of money you have lost as a result of your illness or injury In the event that you are incapacitated, the following is a list of potential sources of income that may become accessible to you:
- Benefits for Short-Term Disability or Weekly Indemnity that are provided by a Group Insurance Plan;
- Insurance against financial obligations in the event that you become disabled (via your mortgage or credit cards);
- Benefits for Long-Term Disability that are provided through a Group Plan, a Private Policy, or an Individual Policy;
- Critical Illness Insurance;
- Workplace Safety Insurance Benefits (WSIB);
- Accidental (Death) or Dismemberment Insurance;
- Ontario Disability Support Plan (ODSP);
- Employment Insurance Sickness Benefits;
- Income Replacement Benefits (IRB’s);
- Ontario Works (OW);
- Benefits for Extended Health Care Coverage;
- Canada Pension Plan Disability (CPP-D)
- Trillium (extended health benefits);
- Disability Pension (employer).
Contact our long-term disability lawyer to get what you deserve!